https://youtube.com/channel/UCFCEuCsyWP0YkP3CZ3Mr01Q Investing and personal finance educational videos with a hint of economics, posted regularly. I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that! For collaboration/other inquiries: richard@theplainbagel.com For sponsorships: sponsorships@theplainbagel.com DISCLAIMER: The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades. TV & Film Podsync generator (support us at https://github.com/mxpv/podsync) en-us Mon, 20 Apr 2026 09:28:39 +0000 Wed, 16 Aug 2017 17:40:02 +0000 https://yt3.ggpht.com/ytc/AIdro_lP44aDeBvzShX0gPVRsL9UYY7_VlGf0CG0I9PDaHib0Vw=s800-c-k-c0x00ffffff-no-rj https://youtube.com/channel/UCFCEuCsyWP0YkP3CZ3Mr01Q The Plain Bagel The Plain Bagel yes false E54UGxSFc5o https://youtube.com/watch?v=E54UGxSFc5o 2:36 - Prediction Market Background 9:38 - Prediction Market problems 17:02 - The Promotions 21:50 - The Gamblification of Everything 24:23 - Closing thoughts Let's talk about prediction markets... DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Sat, 18 Apr 2026 19:32:34 +0000 The Plain Bagel We've Created A Monster 27:50 false 1 uh72gMH2vik https://youtube.com/watch?v=uh72gMH2vik Some exciting news for the channel! Wed, 01 Apr 2026 12:33:47 +0000 The Plain Bagel Exciting Announcement 3:36 false 2 UB9k89XwqWU https://youtube.com/watch?v=UB9k89XwqWU Why People Hate Private Equity: https://www.youtube.com/watch?v=cWFi2OfbWWc Private credit has been capturing headlines lately, with companies going bankrupt, funds gating investor withdrawals, and claims that we're headed towards another 2008 financial crisis. Today we cover what we know about the situation. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Fri, 20 Mar 2026 17:36:44 +0000 The Plain Bagel Private Credit Panic - Why Investors Are Rushing For the Exits 20:05 false 3 d-SagPpEz80 https://youtube.com/watch?v=d-SagPpEz80 00:00 - Intro 02:12 - Iran Primer 03:36 - Iran’s Oil 04:55 - The Strait of Hormuz 08:17 - Global Economic Impacts 11:11 - How This Impacts the US? 12:40 - What About Stocks? 13:17 - Final Considerations The Impact of War on Markets and the Economy: https://youtu.be/vl156QpXr5g?si=1QIYNSTklODaVS3B On February 28th, the US and Israel launched a massive military operation in Iran aimed to hamstringing the countries military aspirations, and seemingly to bring about a complete regime change. Today, we dive into why economists are bracing for an impact. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Fri, 06 Mar 2026 17:20:58 +0000 The Plain Bagel The Risk the War in Iran Poses to the Global Economy 14:46 false 4 iOkLFrTjbho https://youtube.com/watch?v=iOkLFrTjbho 00:00 - Intro 01:36 - The Supreme Court Ruling 03:23 - What Tariffs Are Impacted? 05:02 - What About Refunds? 06:57 - The Implications 07:46 - Section 122 Tariffs 09:54 - Trump's Tariff Options 11:46 - Why the Update Still Matters The US Supreme Court has ruled that Trump's IEEPA tariffs are illegal - let's dive into what this means and how else Turmp may pursue tariffs. News Theme 1 by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Artist: http://audionautix.com/ DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Fri, 27 Feb 2026 17:01:24 +0000 The Plain Bagel Trump's Tariffs Deemed Illegal - What Now? 15:21 false 5 I-3gj5g-7PA https://youtube.com/watch?v=I-3gj5g-7PA 00:00 - Intro 03:11 - Primer on Alberta 04:35 - Albertan Separatism 05:51 - Transfer Payments 07:15 - Canada Pension Plan 08:30 - The Fiscal Upside 09:35 - What's Missing 12:19 - The Issues With Independence 16:59 - Concluding Thoughts There's been a growing movement calling for Alberta to separate from the rest of Canada. Today, we debunk some of the misinformation driving the call for secession, and some of the valid gripes the province has. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Fri, 13 Feb 2026 17:13:05 +0000 The Plain Bagel The Cost of Alberta Separatism 18:54 false 6 eQKmPACbKQA https://youtube.com/watch?v=eQKmPACbKQA 👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 00:00 - Intro 03:15 - Canada and China Background 06:48 - The Trade Deal 08:58 - Other Agreements 10:24 - Why China? 13:15 - Controversy 14:50 - Final Thoughts 17:38 - Conclusion Last week, we saw Canada and China enter a new trade deal, thawing what's been a icy relationship between the two countries. Today we'll cover what's in the deal, and what it means for Canada and its relationship with the US for trade. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Fri, 23 Jan 2026 18:31:02 +0000 The Plain Bagel The Canada-China Trade Deal 18:04 false 7 yCLvzlAijso https://youtube.com/watch?v=yCLvzlAijso Last weekend, the US captured Venezuelan dictator Nicolas Maduro and made moves to secure the country's oil. Today we'll discuss the feasibility of building out Venezuela's oil industry, and the risk it poses to Canada as a key oil supplier to the US. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Sat, 10 Jan 2026 17:08:50 +0000 The Plain Bagel The Venezuela Oil Grab - What it Means for Oil Markets (and Canada) 17:54 false 8 F_cxeO5Jm6Q https://youtube.com/watch?v=F_cxeO5Jm6Q 👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 2025 has been a crazy year - let's unwind with the annual finance rewind and review what these past 12 months meant for markets and the world economy. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Tue, 30 Dec 2025 16:08:28 +0000 The Plain Bagel What A Year... 18:59 false 9 bkvpEHnhoGU https://youtube.com/watch?v=bkvpEHnhoGU It's Christmas season, you know what that means - more financial TikToks. My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager. Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WE DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Fri, 12 Dec 2025 17:19:45 +0000 The Plain Bagel Investment Analyst Reacts to Finance TikToks - Naughty & Nice Edition 23:31 false 10 jYcMkhxfoNU https://youtube.com/watch?v=jYcMkhxfoNU 00:00 - Intro 03:50 - Why bitcoin’s price has fallen 05:27 - The decline of treasury companies 08:33 - Is Strategy about to collapse? 12:56 - The JPMorgan conspiracy 15:40 - Debunking the claims Richard does not hold a position in JPM, MSTR or any other bitcoin treasury companies. With bitcoin's price down, bitcoin treasury companies have been pummeled - now investors are blaming JP Morgan. Today we dive into what's happening. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Fri, 28 Nov 2025 17:32:44 +0000 The Plain Bagel The Bitcoin Treasury Reckoning - Why People Are Blaming JPMorgan 20:01 false 11 SZndN9ju0YU https://youtube.com/watch?v=SZndN9ju0YU It's the Birthday Q&A! If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Fri, 14 Nov 2025 18:10:41 +0000 The Plain Bagel Live Birthday Q&A Stream # 5 1:02:50 false 12 fIcWfHikAOo https://youtube.com/watch?v=fIcWfHikAOo Everyone believes we're in a bubble...so why are companies still spending hundreds of billions on the space? We lay things out in today's video. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Fri, 07 Nov 2025 17:01:14 +0000 The Plain Bagel Let's Talk About the AI Bubble 22:23 false 13 3tF_lGbzCYU https://youtube.com/watch?v=3tF_lGbzCYU To learn for free on Brilliant (today's sponsor), go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant! 00:00 - Introduction 02:14 - Why Investors Buy Gold 04:10 - Why Gold's Rallying 08:34 - The Debasement Trade 09:47 - Considerations 13:27 - Gold's Questionable Price Stability 16:11 - Sponsor Gold's price has been skyrocketing, with murmurings of a great "debasement trade" driving returns. Today we'll dive into what's driving performance, and the overall trends around gold. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Fri, 24 Oct 2025 16:11:00 +0000 The Plain Bagel The 2025 Gold Rush - "Debasement Trade" or FOMO? 17:54 false 14 _D4Xwpa4trE https://youtube.com/watch?v=_D4Xwpa4trE Welcome to the 10th TikTok Review video! My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager. Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WE DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Fri, 10 Oct 2025 16:01:11 +0000 The Plain Bagel Investment Analyst Reacts to Finance TikToks - Bonus Edition 29:20 false 15 CnoDKqlcR4Y https://youtube.com/watch?v=CnoDKqlcR4Y To learn for free on Brilliant, go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant! 00:00 - Introduction 02:09 - The Origin of 2% Inflation 04:03 - Argument for 2% 06:57 - Why Not Deflation? 09:21 - Costs and Considerations 12:30 - Why the Target Won't Change 13:48 - Sponsor Despite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitments. Let's dive into whether tariffs are actually improving the US economy. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Fri, 26 Sep 2025 16:55:00 +0000 The Plain Bagel Why Central Banks Target 2% Inflation 15:28 false 16 4GzsSoE7OiI https://youtube.com/watch?v=4GzsSoE7OiI 00:00 - Introduction 02:12 - Why Economists Disagree 04:06 - Where’s the inflation? 08:12 - Are Tariffs Deflationary? 10:00 - What About Manufacturing? 11:32 - New Investments in the US 15:06 - Why is GDP Growing? Despite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitments. Let's dive into whether tariffs are actually improving the US economy. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Fri, 12 Sep 2025 16:00:12 +0000 The Plain Bagel Are Trump's Tariffs Working? 17:56 false 17 UaHW24jOYVw https://youtube.com/watch?v=UaHW24jOYVw Found a video of me trying to scam my viewers. Sat, 30 Aug 2025 16:00:46 +0000 The Plain Bagel An AI Scammer Is Trying to Steal My Viewer's Money 7:51 false 18 yPxQJuGlm38 https://youtube.com/watch?v=yPxQJuGlm38 Video of Jerome Powell Jackson Hole speech: https://www.youtube.com/watch?v=PZdOFw-gTo8 Speech Transcript: https://www.federalreserve.gov/newsevents/speech/powell20250822a.htm Video on the impact rates cuts have on stocks: https://youtu.be/rSpVmpiUTTM Video on the Petrodollar Agreement: https://youtu.be/XK8DQEyXODU This past Friday we had rumours circulate that Federal Reserve Chair Jerome Powell had abandoned the bank's 2% inflation target. Today, we dive into what ACTUALLY happened at the Jackson Hole address. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Mon, 25 Aug 2025 17:47:03 +0000 The Plain Bagel Clearing Up the Inflation Target Misinformation 9:56 false 19